Sale to be held on the premises

FINANCING AVAILABLE TO QUALIFIED PURCHASER

ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.

The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty as to the description of the improvements.

Summary terms of sale:  A deposit of $5,000 will be required at time of sale, such deposit to be in cash, certified check, or in other form as the Substitute Trustees may determine acceptable, in their sole discretion. Balance of the purchase price is to be paid in cash within ten (10) business days of the final ratification of sale by the Circuit Court for Baltimore City. Time is of the essence. If payment of the balance does not take place within ten business days of ratification, the deposit will be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from date of sale to date of settlement, in the event the property is purchased by someone rather than the noteholder. Taxes, ground rent and water rent to be adjusted to date of sale, if any. All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be borne by the purchaser. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser agrees to pay $295.00 at settlement to seller's attorney for review of the settlement documents.